Overview

In Arrears plunges players into a uniquely terrifying corporate environment where the stakes are not just deadlines, but survival itself. Developed and published by Offensive Ideas Studio, this first-person horror experience blends psychological dread with a frantic race against time. Forget traditional monsters; here, your greatest adversaries are rent, bills, and the ever-watchful IRS.

Highlights

  • A surreal corporate office where abstract concepts like 'money' and 'bills' manifest as deadly threats.
  • Gameplay centers on outrunning responsibilities within a strict five-minute time limit, rather than combat.
  • Features a 'panic attack' stage that visually and audibly distorts the game world upon failure.

Who It's For

This game is designed for players who enjoy unconventional horror experiences that lean heavily into psychological themes and unique mechanics. If you're looking for a break from typical jump scares and monster encounters, and instead prefer a game that weaponizes the anxieties of modern life, In Arrears offers a fresh and disturbing take on the genre.

Game Info

In Arrears is a paid title released on November 27, 2025. It supports multiplayer and features Steam Achievements. The game is presented in 3D with a first-person perspective, emphasizing its immersive and claustrophobic atmosphere. Developed by Offensive Ideas Studio, it falls under the Action and Walking Simulator genres, with a strong focus on Psychological Horror elements.